API Services
No monthly charges: only pay for what you use. Sign-up to get upto USD 100 in free credits.
API Services Pricing
Pay-per-use API services with free credits
| API Service | Price (USD) |
|---|---|
| Scan Card API - per successful scan |
USD 0.03 |
| Tokenization API - per tokenization call |
USD 0.02 |
| Tokenization API - per detokenization call |
USD 0.02 |
| BIIN Lookup API - per successful call |
USD 0.01 |
| Forex Rates API - per successful call |
USD 0.01 |
Free Credits
Sign-up to get upto USD 100 in free credits. The USD 100 is for based on first time business mail address is used otherwise any other address including those that are not business mails get credits ranging from USD 10 to USD 100.
Mobile Payments
MobiCard does not charge any setup or monthly fees. There are no hidden charges and no extra charge for failed transactions, storing / updating cards, or recurring payments.
Express API Pricing
Cost-effective mobile payment solutions
| Amount (KES) | Send to Bank | Mobile B2C (Payout) | Paybill (B2B) |
|---|---|---|---|
| 1 – 1,999 | 20 | 25 | 20 |
| 2,000 – 4,999 | 30 | 40 | 30 |
| 5,000 – 9,999 | 50 | 80 | 50 |
| 10,000 – 49,999 | 80 | 100 | 100 |
| 50,000 – 99,999 | 100 | 120 | 150 |
| 100,000 – 199,999 | 150 | N/A | 200 |
| 200,000 + | 300 | N/A | N/A |
*Mobile C2B pay-in (M-pesa) will be charged at 2%
Settlement Cost
Each settlement request will attract a charge of KES 150 (or USD 1.50) per withdrawal for merchants within Kenya (or those with regional KCB bank accounts). Merchants outside this region may attract a higher settlement charge of approx. USD 25 per withdrawal request, depending on the rate.
Chargeback Cost
Each chargeback or chargeback alert will attract a charge of USD 50
Card Payments
MobiCard does not charge any setup or monthly fees. There are no hidden charges and no extra charge for failed transactions, storing / updating cards, or recurring payments.
Merchant Pricing
Simple and transparent card processing fees
| Fee Item | Amount |
|---|---|
| Sign-Up Fees | FREE No cost |
| Monthly Fees | FREE No cost |
| Buyer Fees | FREE No cost |
| Merchant Fees (Cards)* | FROM 4.0% |
| Merchant Fees (C2B Mobile)* | FROM 2.0% |
On-boarding fee (Card Services Only)
Card processing services may attract a one-time, non-refundable, on-boarding fee (please contact merchant support for more information).
*Card processing fees may vary depending on the merchant category as well as risk-assessment.
(Please note: the fee may be partially or wholly-waived for startups companies that satisfy certain requirements; as advised by our merchant support team).
Settlement Cost
Each settlement request will attract a charge of KES 150 (or USD 1.50) per withdrawal for merchants within Kenya (or those with regional KCB bank accounts). Merchants outside this region may attract a higher settlement charge of approx. USD 25 per withdrawal request, depending on the rate.
Chargeback Cost
Each chargeback or chargeback alert will attract a charge of USD 50
Ready to get started with MobiCard?
Contact our sales team for volume pricing and custom enterprise solutions